Hybrid Program Carrier Exclusively Partnering with Managing General Agents and Program Administrators

Obsidian Differentiation

At Obsidian, we take a differentiated approach to program business, working closely with each program manager and reinsurer to create successful, long term program partnerships

Seasoned leadership with broad industry expertise

Strong Underwriting and Actuarial Acumen

Economic alignment through our retention of risk on programs

Creative solutions that meet the specialized needs of our partners

Commitment to provide a high level of service to our managers and partners

Long-term program partnership approach with partners and reinsurers

Advantages of the Obsidian Model

Specialization and focus to meet the specific fronting needs of MGAs and reinsurer
No channel or other conflicts through singular focus on fronting
Efficient operations without the legacy expense structure of market traditional carriers
Underwriting expertise to properly assess the expected profitability of portfolios of risk
Economic alignment with program partners through net retention of programs

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